Know Your Policy
Understand what’s covered and what’s not covered, weather and non-weather (mechanical) damages. Contact your insurance provider for more information if not clearly stated in your policy guidelines.
Coverage depends on the age of your roof, the area you live in, and other factors.
Some policies consider the age of your roof and the type of policy you have and where you live.
Example: If roof is under 10 years old, most cases it is considered as repairable or replacing the damaged sections or your roof.
Example: If roof is over 10 years old, you may be reimbursed for the depreciated value of the damaged roof. This takes the value of the aging and wearing of your roof (decreasing the value prior to any damage occurred).
Other factors that determine if your insurance company will cover your damaged roof: Wind, rain, hail
This applies to exterior and interior damages.
WHY CHOOSE A CLAIMS SPECIALIST
Rosamond Elite Roofing train our qualified Claims Specialist to guide homeowners through the claims process i.e. calling in the claim, scheduling the adjuster appointment, reviewing the claim estimate, and concluding the claim.
Homeowners have a higher approval rate when a contractor represents the homeowner during the adjuster appointment. We delegate with the adjuster during their inspection process ensuring that nothing is overlooked and misrepresented. Our Claims Specialist will help to maximize the amount paid in your loss statement by capturing your damaged property with Hi-Res photos and detailed inspection reports.